SilverBay Group, LLC is an advisory and asset management firm that is led by a team of industry experts who have spent their careers advising senior management from some of the largest financial institutions around the world, underwriting risk, managing financial institutions, and developing portfolio valuation techniques.
From our offices in New York and San Francisco, SilverBay provides services to financial institutions such as commercial banks, government sponsored entities, private equity firms, asset management firms, and major insurance companies. Our expertise and clients are global and include many of the largest domestic and international financial institutions.
SilverBay Group is comprised of core businesses:
- SilverBay Advisors, which provides management and strategic consulting to financial institutions with a focus on risk management, corporate governance, and operations.
- SilverBay Analytics, which provides valuation and other analytics with particular expertise in loan portfolio valuation.
- SilverBay Capital Partners, which seeks out and invests in distressed and undervalued banks and thrifts
History
SilverBay was founded amidst the credit crisis to deliver trusted advisory services to financial institutions facing extraordinary market conditions. Click for more. »
SilverBay was founded in 2008 to fulfill a market need for a flexible, knowledgeable advisory firm to help financial institutions navigate a treacherous and unprecedented market environment.
We have been and are currently at the heart of the credit, liquidity, and capital crises. Some of our current work includes helping clients preserve capital while continuing to provide credit and liquidity to their borrowers, as well as manage portfolios of troubled residential and commercial real estate loans located predominantly in California, Arizona, and Nevada.
SilverBay is making significant, market-shaping credit recommendations on residential and commercial real estate portfolios on the West Coast and in most major metropolitan areas across the country. In the course of our work, we see the broad spectrum of institutions from community banks to multi-billion dollar commercial banks. We value millions of loans representing in excess of $500 billion in outstanding principal on a weekly basis.
This gives us unique and invaluable insight into both the challenges and the opportunities present in today’s credit markets—and an exclusive perspective on the industry that is vital to helping design solutions and implement effective policies.
Expertise
SilverBay brings market-leading analytics, market insight, and experience to its clients and investors. Click for more. »
We have created the competencies, methodologies, and systems that have helped our clients adapt to quickly shifting market conditions and extreme market events. Our strategies are innovative and proven, and have been adopted by government entities to evaluate banking institutions.
We re-wrote valuation procedures and have continued to value asset portfolios for our clients as the markets evolve—ensuring that our clients have an accurate assessment of their collateral, can plan appropriately for the future, and do not have to record an unexpected loss.
We have helped our clients preserve their capital while continuing to provide credit and liquidity to their borrowers and manage their portfolios of troubled residential and commercial real estate loans.
We monitor the portfolios of over 400 banks on a daily basis.
We leverage our unique market insight and deep industry experience to source and make investments in banking institutions.
Philosophy
SilverBay believes in a unique dual approach to its analysis that includes analytics and "ground-level" analysis. Click for more. »
It is the combination of superior analytics and “ground-level,” high-touch assessment that provides SilverBay’s clients with risk management and investment intelligence that is unique in the industry.
The thorough data analysis and valuation techniques employed by SilverBay are the foundation of our valuation and risk management processes, but they are only the start.
The on-site analysis performed by our experienced team is a vital component to SilverBay’s ability to identify opportunities and challenges because it incorporates the “human element” and “ground intelligence” that purely quantitative models may miss.
Our dual approach to analysis and valuation provide our team with a unique vantage point on existing loan portfolios and banking institutions.
